Terms of Service

Last updated: 12 February 2026

1. Acceptance of Terms

By accessing or using the website at capitalpacts.com (the "Website"), you agree to be legally bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, please do not use the Website.

These Terms apply to all visitors, users, and others who access the Website.

2. About the Website

CapitalPacts is an informational platform that publishes research-based content about in-demand skills, career paths, and general labour market trends. The Website is operated by Krystian Sulewski, based in Bytom, Poland.

The Website does not:

• Offer paid products, services, or subscriptions
• Provide personalised career coaching or advice
• Operate as a recruitment or job placement agency
• Provide legal, financial, tax, or investment advice
• Guarantee any employment or salary outcome

3. Informational Purpose Only

All content published on the Website — including articles, skill demand ratings, salary estimates, career path guides, and any other material — is provided for general informational purposes only.

You should not rely on this information as a substitute for professional advice. Before making any career decision, we recommend consulting with qualified professionals, conducting your own research, and considering your individual circumstances.

CapitalPacts makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, suitability, or availability of the information on the Website.

4. Intellectual Property

The Website and its original content, features, and functionality are owned by Krystian Sulewski and are protected by applicable intellectual property laws.

You may:

• Access and read the Website content for personal, non-commercial use
• Share links to pages on the Website
• Quote brief excerpts for commentary or educational purposes, with attribution

You may not:

• Reproduce, duplicate, or copy substantial portions of the content for commercial purposes without written permission
• Sell or monetise content from the Website
• Scrape the Website using automated tools without prior permission
• Use the CapitalPacts name, logo, or branding without written consent

5. User Conduct

When using the Website or contacting us, you agree not to:

• Submit false or misleading information via the contact form
• Engage in any conduct that is unlawful, harmful, threatening, or abusive
• Attempt to gain unauthorised access to any part of the Website or its infrastructure
• Upload or transmit viruses, malware, or other harmful code
• Interfere with the normal operation of the Website
• Use the Website in any manner that could damage, disable, or overburden our servers

6. Third-Party Links and Resources

The Website may contain links to third-party websites, resources, or tools for informational reference. These links are provided solely for convenience. CapitalPacts has no control over the content of those sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them. We do not endorse any third-party products, services, or organisations mentioned on the Website.

7. Disclaimer of Warranties

The Website is provided on an "as is" and "as available" basis without warranties of any kind. To the fullest extent permitted by law, CapitalPacts disclaims all warranties, express or implied, including but not limited to:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties that the Website will be available uninterrupted or error-free
• Warranties regarding the accuracy or completeness of any content

8. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Krystian Sulewski or CapitalPacts be liable for any indirect, incidental, special, consequential, or punitive damages — including but not limited to lost profits, loss of data, or loss of business — arising from your use of or inability to use the Website, even if we have been advised of the possibility of such damages.

Our total liability to you for any claims arising from your use of the Website shall not exceed EUR 100.

9. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of Poland, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Poland, unless otherwise required by applicable consumer protection law in your country of residence.

10. Modifications to the Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website, with the "last updated" date revised accordingly. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

11. Contact

If you have any questions about these Terms, please contact us:

Email: info@capitalpacts.com
Post: Krystian Sulewski, Kwiatowa 7, 41-902 Bytom, Poland